People who are facing difficult financial problems may have to file bankruptcy to get relief. Going to a bankruptcy attorney is best in these kinds of situations. Your bankruptcy attorney will help you with all of the necessary paperwork and make sure you don’t miss giving vital information that can cause your bankruptcy petition to be rejected. However, not every bankruptcy attorney is going to be the right one. There are certain qualifications you should look for if you are going to be hiring a bankruptcy attorney.
For one, you should not have to pay for the initial consultation. A good bankruptcy attorney will give a free consultation where they can discuss your options for filing bankruptcy. When you go in to talk to the attorney they can give you a good idea of your rights and an estimate on how long the entire process would take. A good bankruptcy attorney will also take the time to explain the consequences for filing bankruptcy, since doing so should not be done lightly. If credit counseling is needed your bankruptcy attorney an give you information on where to go for that.
A bankruptcy can stay on your credit record for 7 years and can negatively affect your ability to borrow money after you file. Your bankruptcy attorney can go over your financial regards and advise you on whether or not you qualify to file for a Chapter 13 or a Chapter 7 bankruptcy. When looking for a good bankruptcy attorney you should look for a local attorney that has a lot of experience in this legal field. There are attorneys that specialize in bankruptcy laws and this is the kind of attorney to look for. In fact, certain kinds of lawyers will not even take bankruptcy clients.
A good bankruptcy lawyer will be current on all the changes in the law regarding filing for bankruptcy. Finding the best lawyer to help you with all of the paper work is important. You’ll want to find a bankruptcy lawyer that is easy to communicate with and that is easy to get a hold of if you have questions you want to ask.